How To Get An Apartment In California

Emery

So it’s time to move and are looking for an apartment? Weather this is your first time moving out, your first time living in California, or you’re just looking for a new place finding an apartment and managing to get moved in can be stressful and sometimes difficult. As a former apartment leasing consultant and property management team member, here are some tips and things to know before getting into that apartment.

First things first pick a few places. Don’t get your heart set on just one specific place when you are apartment hunting. As those of us who have had an apartment before know, sometimes the one place we want really bad doesn’t always pull thru. At your local grocery store there is a section in front that has free magazines. The apartment guide is a smaller book and the Apartment magazine, these are popular and have apartments for just about every city in California. It will give you the sizes of the apartments, price ranges and any specials if offered. Go through these and pick about 3 to 5 locations that you really like. Call to get any additional information to suit your needs such as if they have a washer and dryer in the unit, if any utilities are includes in the rent, if you can have pets, and so on. Most all apartments in California have to follow the same qualifications standards which are anyone 18+ living in the home MUST be on the lease, You will need to make at least 3 times the amount of rent (in some places this can be 2.5 or even 2 times the rent). Also the apartment manager will need to run a credit check and in some places a criminal backgroundround check. When qualifying an applicant the steps that take place are the credit check, an employment verification with most places you will of have to be on your job or previous job for at least 1 year, and rental history. This rental history is becoming more popular especially at newer apartment communities. You will have to provide a year of “good” rental history. If this is your first apartment renting from your parents may or may not count so ask first.

The credit check: Many people when looking for an apartment have the big question, What if my credit is bad? How does the credit check work? Well Most apartments have an automatic system that calculates your credit history then generates a score. This is not your actual credit score, that doesn’t matter, this is more of positives vs. negatives on your credit report then the apartment communities credit program generates its own score. This will then give the agent running your credit a green light for pass, a yellow light for pass with conditions or a red light for fail. A pass is great, a pass with conditions means that you could either need to pay an increased deposit or need a co signer or both. A fail means that the apartment will not accept you. As harsh as it sounds it isn’t that bad and there are some communities that will work around a failing score.

Meet with the manager, Once you have found a few apartments that you like call and set up an appointment to come in and take a tour and meet with the manager. Have a check or a money order ready incase you want to put a hold on any specific apartment you like. Be sure to write down any questions you may have, bring those along too. You will need you photo ID in order to view any model apartments so don’t forget this. While you are there be sure to ask about any specials they have going on, and if the location of the apartment for rent is available to see. If you can look at the specific apartment you will be in, that is always good.

Your holding deposit. If you feel like you have found what you are looking for but still have not looked at all of your places yet, first ask if they can put a temporary hold on the apartment until the end of the work day. Most leasing agents need sales and if you are truly interested they will hold without a deposit until the end of the day. This allows you time to look at the other communities on your list. That way if you find something better you didn’t leave your deposit. Almost all communities will require you to leave a deposit to hold the apartment along with your application. Expect to pay at least $135 when submitting your application to lease because the holding fee’s are usually $100 and the application fee’s are between $15 and $45 depending on the community. Never be afraid to ask if the application fee’s can be waived. On the day you submit your application you will need to have a photo I. d., social security card, check stubs or letter from employer.

So you have found the place, submitted your application and now you are waiting for a response. Apartment managers usually know within 24 hours if you will qualify to live on their property or not, but give them the chance to call you and let you know. In the meantime don’t worry about it. Once you have been approved you will need to gather up your move in costs and get your gas and electric turned on because the apartments will need these account numbers on lease signing day. The day you sign your lease and pay your money is the day you will receive the keys to your new place.

Finding the right apartment is a process, and takes some time but once you have found what you are looking for you will be more than satisfied. Remember to ask lots of questions because this is where you are going to live for the next 6, 9 or 15 months.

The general problem that is a part of human nature is that we are never satisfied with what we have and always yearn for more and no one has the patience and perseverance to wait for the right time to arrive so that the proceedings are completed and you can get your desired apartment for yourself. It is worth the wait if you are hoping to move into a Parc Central Residences showflat but if that is not in your stars, then you have no other choice than to simply bide your time as California is a huge state and LA alone comprises of apartments that are at both affordable and sky high prices.

Apple’s Iphone Comes To Verizon

Emery

Verizon is a solid company with good service. I worked with Verizon products for years and appreciated the service. I love their fios and had no problem with their mobile service. I have used verizon FIOS, broadband, and mobile services. So I, like million’s of others, I’m excited to see IPhone with Verizon.

Reality of iPhone on Verizon

Lets be clear. The IPhone on Verizon will not be ground breaking. Simply not being on AT  amp; T is enough for many people to leap for joy. But Verizon really has very few new novel twists to add to the Iphone. The Mobile Hotspot is a great option. While the iphone might cost Verizon 5 billion dollars, the phone is expected to cost costumers $299 for the 32 gig phone that has great features like mobile hotspot. However, in getting this new Verizon Iphone, you are buying a phone that will most likely be obsolete by the end of the summer with Apple’s release of the latest IPhone update.

This is a great business deal for Verizon. It is a huge blow to AT  amp; T sales. Some analyst estimated that anywhere from 1 to 6 million AT  amp; T IPhone might switch to Verizon. Which translates into a good year to get into Verizon because they will want you to make the switch. In fact they have incentives in place to help AT  amp; T subscriber switch.

Benefits of IPhone on Verizon

Verizon’s business does bring a solid customer service and support system. I have seen few business with follow-up and follow through practice as good at Verizon. With the 32 gig Verizon IPhone, your device can be a mobile hot spot for 5 devices. This IPhone hot spot feature is one of the coolest I’ve ever seen. To be honest, its a crucial reason for me to get the IPhone.

I had Verizon broadband service in the past. For my business, Verizon’s broadband worked well and I had no complaints. Because of my business service with Verizon worked so well, many others got the exact same service. I no longer have the Verizon Broadband but this might just bring me back to the network. The unlimited Data option for $30 a month is a huge perk to anyone that plans to be actively online with the IPhone.

I like the Idea of hooking up the IPad to the mobile hotspot. It might be a little overkill to have a macbook, ipad, three other mobile devices and IPhone running all at the same time. However, I most certainly will work to make that happen just to see how it all works out.

Challenges of IPhone on Verizon

While the Verizon networks has better coverage than AT  amp; T, the Verizon network is slower. In football, I would liken the Verizon network to a linebacker or tighten while the A T  amp; T network would be a wide receiver. Verizon has a stronger and bigger network than AT  amp; T, but AT  amp; T is flat out faster than Verizon. Also, you will not be able to be on the web and phone at the same time with Verizon’s IPhone. Along with the iphone, the challenges on spying at android phone are overcome from Spiare un telefono android application. The image of the phones calls will be shown at the hone and web at the same time.

The Verizon IPhone is going to be for Verizon only. There is no SIM’s card. There will be no easy way to switch phones when traveling abroad. The IPhone on Verizon is strictly focused on you utilizing Verizon services.

Bible Based Diet – What Are The Results On Losing Overweight?

Emery

America is one of the fattest countries in the world and thus we hear about all different kinds of diets that promise fast weight loss or a slim body. What everyone needs to understand is that a diet by itself will not help them. If someone wants to lose weight and keep it off, then they need to undergo a lifestyle change. When someone just diets to get to their target weight goal, once it is hit, they go back to the lifestyle they had and gain the weight back. With a lifestyle change, the methods you used will continue to be used and thus the weight will stay off.

What I have to share with you is known as a Bible-based diet, but should really be a Bible-based lifestyle. The main concept of this “diet” is to eat the things and live the way that people from the Bible did. No, you don’t have to keep all of the food laws given in the Old Testament, but you do have to watch what goes in that mouth. Not only does this lifestyle incorporate a life like a Bible person, but also it incorporates a life that is natural.

Listed below are 10 tips that can help you get started. Just by following a couple of them will show amazing results.

1) Don’t eat when you aren’t hungry. Don’t let your emotions control when and what you eat! Most of the time too, when we think we are hungry, it is just that we are thirsty. So drink first!

2) Drink water and teas. Stay away from pops, alcohol and coffees. If you must have coffee, then fine, it is a bean. But at least try to stay away from the cappuccinos!

3) Eat food that is natural (not necessarily organic as that can be expensive). But don’t eat boxed and canned items. Eat frozen only when it is a last alternative.

4) Eat fruits and veggies a lot and a variety of meat (stay away from pig and fish that don’t have both fins and scales)! The darker or more vibrant the colors of the veggies and fruits are means there are more nutrients.

5) Stay away from sugars, partially hydrogenated oils, and high fructose corn syrup!

6) Take a multivitamin and multimineral. This will help you get the nutrients you need that you are not getting in your diet. Also, when selecting a vitamin/mineral, make sure it is a natural or food based pill. Liquids are good too!

7) Use extra virgin olive oil instead of other oils. Don’t use shortening – instead use real butter. It works the same and it tastes better.

8) Try to stay away from sweets, but if you are like me and love them, incorporate them a little in your diet.

9) Chew slowly! A lot of times people eat so fast and don’t realize they are full. When you eat slowly your brain will register faster when you are getting full. And only eat until you are satisfied anyway! Also, did you know that it takes 20 minutes for your body to realize you have eaten and are full?? Thus the reason to eat slower.

10) Make sure to stay active…walking is the best exercise. All in all, just find something that you enjoy and stick with it. Mix it up too because variety is the spice of life!

If losing weight is something that you need to do, why not give this a try? It isn’t hard and it will definitely make you feel a lot better. When my husband and I started this a year ago we thought it wouldn’t work. However, still today, about a year later, he has lost 86 pounds and I have lost 35! We love the fact that we feel good and we love the fact that we look good!

The Bible-based diet has really changed our life and I know that it is because we are creating a lifestyle that God meant us to have. I know that if you try this, you will also see amazing results and you will feel better than you ever have! Start today!! Proper research should be done in the market for knowledge about the prices of the injections. The sculptra hip injections cost can be expensive for the person. So, adequate information should be available with the person.

What Do Banks Do With Counterfeit Cash? Check Your Wallet

Emery

On a blessed and prosperous sunny day the last thing I found funny was counterfeit money. I hadn’t seen Funny money before. I honestly had no reason to look for it. Funny money is no laughing matter. I always thought the funny money looked like monopoly money. I thought that nobody passed fake bills any more. Nobody would dare waste their time floating funny money. I thought that nobody would until I got caught up in the funny money scam. What happened in my funny money incident.

How did I get funny money: Counterfeit Cash

My lady and I at the time had a tendency to take cash from one bank and deposit it into another bank. We simply wanted to make sure that the Cash would show up in the account as quickly as possible. On this day, we happened to go to the first bank to withdraw $2,000. The transaction seemed straight forward. I actually went directly into the bank and collected the money. All the bills were large bills. I didn’t ask the teller for anything in particular. They gave me all $100’s because it was easier for them. I was completely fine with that. The teller counted the money, fed it through a machine, and gave it to me. At that time, I said “Thank You” and proceed to the car. The money withdrawn from the savings account can be carried in the leather cable strap wallet for safety. The durability of the strap will provide long life to the wallets.

My lady and I headed over to the other bank which in our area was less than 400 feet away across the street. I pulled out of one parking lot and right into the other parking lot. We filled out a deposit slip from the second bank and made the deposit. We didn’t take a dime out of the cash from bank 1. In fact, we simply took the money and placed it with the new deposit slip into the drive through window.

The teller was a bit dim witted. They wanted to see if my lady was with me in the car as I made the deposit. There was no reason for them to see her but she let them know she was there. They said they wanted to be sure that she was there because of the size of the transaction and the balance in the account. While this bank’s over all customer service is high, this particular branch of the bank has had consistent problems. In any event, the tell gave the receipt for the $2000 deposit and we were on our way.

What went wrong with the funny money: Who found the Counterfeit Cash

I dropped the my lady off, and proceed to head out of town. I had a prior engagement that I need to attend. 30 minutes into my trip I get a call from home. I pick u and here:

“You WOULD NOT believe what happen!” My lady stated

“What” I replied

“The idiots at the bank called and said we deposited a counterfeit bill.” she explained

“WHAT” I replied.

“Yeah, that and they are deducting that $100 from the balance.” She said in a perturbed tone

“Why did they give a receipt if the bill was counterfeit” I asked

“They said the teller didn’t realize it until we were gone. And to top it off they said there are going to report it to the FBI.” She said as if to only make matter more annoying

“OK FBI aside, what is the bank policy on deposits made where they give a receipt then state there was a bank error. My take is they should give us credit, for the 100 considering we were non informed immediately. If we were informed we could have addressed the issue with the other bank right at that moment”. I stated calmly realizing that she was a powder keg of anger.

She said she had been on the phone with them bank ever since I’d left. She said that it was my banks fault for given the counterfeit bill. She also said that her bank said that there was nothing they could do about it. She spoke to the branch manager of bank 2 (her bank) and they supported what the teller stated. My lady proceeded to call the bank closer to our home. The branch manager gave the Regional VP’s contact information. The regional VP was in charge of everyone and could rectify the situation.

What we did to fix the issue with the funny money: Who was at fault with the Counterfeit Cash

I spoke to my bank about the issue. Just as I expected they stated that they have a machine that counts the money before they give it to the customer. They mark all the cash with a marker to ensure that the money is legitimate. If they some home miss something, they still count the money in the automatic counter. The machine will reject any money that is not real cash. Big picture, they felt that the counterfeit cash issue was not theirs to address. The funny money was found at the second bank. So the second bank must deal with it. Even more so, they stated if it had been found immediately, they could perhaps see the issue. But at this time it was hours later. The first bank was not willing to take responsibility for the second banks error in judgment.

Armed with the knowledge that the first bank would do nothing, we pushed forward with the regional VP of the second bank. We spoke to him and they understood the issue. The did state that it was bank policy not to give credit for counterfeit bill. The VP also stated that is was standard policy to have the matter refereed to the FBI. However, because of the strong banking relationship with our local branch the VP was authorized to give us credit for the $100.

We spent about 6 hours dealing with this issue between us both. I spent most of my time burning up cell phone minutes. At the end of the day, it was worth every penny. I now know what the bank policy is on counterfeit cash. It was a blessing to be able to learn from this experience. I also keep a bill highlighter with me to check them my self. Just in case someone tries any new funny money business, we are watching.

Be Not Ashamed Of Plus Size Swimwear

Emery

I am a gloriously Rubenesque woman, with blessedly proportionate curves. I wonder curiously at why most designers think that women above size 14 suddenly lose their taste in clothes and want to wear large floral prints and unfitted business attire. I curse in several languages when I try on jeans that are too loose in the legs and too tight at the waist. I hang my head in bitter anger when I try on bathing suits that are so tight around the bust, my beautiful plush skin folds over the top like an out-of-control muffin.

Yes, I know the dismal fashion plight of my equally voluptuous sisters. Well, this is where Jets One Piece Site helped me in choosing the right swimsuit for me. They had the very best range of products that are well suited to the needs of their customers no matter what their age and sizes are.

We have all averted out eyes in embarrassment when we have spotted an otherwise lovely plump woman in swimwear so inappropriate for her body that she looked like a big pillow stuffed into a paper towel tube. We are horrified for her and horrified for ourselves because we know we are like her. We all buy clothes one size too small. We all do! We pretend not to notice our blouses are pulling away from their buttons and the seems on our skirts start separating when we sit down. We’re a size 16, not 18, darn it!

We can usually get away with wearing a tighter-fitting T-shirt or a before-the-yearly-holiday-weight-gain dress, but there are no secrets with swimwear. If you have bought the wrong size, we are all going to know it. Ladies, we must embrace plus size swimwear. It has been designed to flatter, disguise, enhance, diminish, and highlight all the right body parts. Women with our own fabulous proportions have created patterns and fabrics to help us look like the pin-up girls we are instead of the frumpy, oblivious jelly rolls we become when we squish ourselves into under-sized “XL” bathing suits.

What we find in plus size swimwear are user-friendly designs and features. Wide shoulder straps minimize the deep red welts we usually get when thin straps dig into our shoulders. Higher cut armholes hide any unsightly bulging from our spectacular busts. Realistic cup sizes, and sometimes under-wires, are added to keep our beauties from sagging down to our belly buttons. Unobtrusive control panels tuck in our sumptuous bellies. Lower cuts on the hips and thighs give us more coverage and minimize the likelihood of fabric traveling where it does not belong.

Plus size swimwear can come with tasteful adornments to distract the eye and keep the line of vision moving into more flattering directions. Some stripes here, some color there, and hips look narrower, waists look more defined, backsides look less like the poster child for a certain rap song about “big butts.”

Of course, not all of us want to hide or disguise. Some of us are proud of our classic curves and have every intention of flaunting them. Forget the safe comfort of waist trimmers and tummy panels. We want bikinis, and we want them now, and we don’t want to look like we should have thrown it out after the last donut. We want to belong in that bikini. We want to make grown men cry.

If you dare wear two-piece plus size swimwear, choose wisely. You want patterns, colors, or ornaments to flatter your favorite features and downplay your less-favorite-but-still-fabulous ones. If you love your bust line more than your hips or thighs, wear a dark bottom piece and a colorful or decorated top piece. If your bust is less voluptuous than you would prefer, plus size swimwear does come in discreetly padded versions. If you want to diminish the appearance of your bust and draw attention to your womanly hips and breathtaking thighs, wear a dark color on top and a lighter color on the bottom.

A two-piece bathing suit will highlight your waist, so if this is one of your less favorite features, a tankini or one-piece is for you. You can get one French cut with a low neckline if you still want to brag about your body instead of camouflage it.

There is truly no reason that only skinny people should get to swim in pools or lounge on the beach in clothes more revealing than a jogging suit. More than 60% of women wear size 12 and over. The world actually belongs to us. No more hiding. We are a glorious thing to behold. Throw on a pretty piece of swimwear, go to the beach, and show them what they are missing.

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